Uber Accident

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Uber, Lyft, ridesharing injury lawsuits: Who pays for my Uber car accident?

Ridesharing companies like Uber and Lyft are extremely popular taxi services to help commuters get from point A to point B. Riders use an app on their smartphone to hail a vehicle and wait for the nearest driver to accept the fare. All the financial transactions are handled via the app, drivers are then able to quickly pick up another fare and passengers can enjoy their day.

But what if you are in an accident involving one of these ridesharing companies like Uber or Lyft? The good news is that Uber covers its drivers with relatively large insurance policies while passengers are in the vehicle.

The bad news is that Uber and their drivers have insurance gaps which may not be able to fully compensate injured parties in the event of a tragedy. As a law firm committed to protecting the rights of consumers and ordinary people hurt by someone else’s negligence, The Cochran Firm, D.C. steadfastly defends the rights of injury victims when wrongdoers fail to properly compensate their victims.

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Uber insurance policies

When on duty with passengers in their vehicle, UberX drivers have a $1 million insurance policy to cover their liability. UberX also has $1 million in uninsured motorist coverage in case passengers were injured in a car accident due to the negligence of an uninsured driver (not the Uber driver).

But what is UberX’s insurance coverage between trips? If an UberX driver is at-fault in an accident when there are no passengers in a vehicle while on duty, insurance coverage drops down to $50,000 for bodily harm per person with a total of $100,000 per accident. This policy provides $25,000 to cover property damage as well.

If you are hurt by an Uber while the driver has a passenger or on his or her way to a fare, you have the benefit of substantial coverage provided by the company. However, if you are hurt by a driver who is off duty or without a passenger, the meager coverage may not be enough to cover all your expenses in the case of a serious injury.

Uber car accident lawsuit

If your a loved one were serious hurt in a car accident with an Uber driver, The Cochran Firm, D.C. will work hard to maximize the compensation you may be entitled to. Our auto accident attorneys have years of experience dealing with insurance companies, establishing liability on the part of careless drivers, and fully prosecuting personal injury lawsuits to ensure injury victims are taken care of.

There are tragic cases of Uber attempting to skirt its responsibility to adequately compensate injury victims, claiming the at-fault Uber driver was operating outside the parameters of their insurance coverage. The Cochran Firm, D.C.’s seasoned auto accident attorneys regularly represent auto accident victims against the largest insurance companies and other powerful entities.

Different insurance policies for Uber drivers

UberX is a ridesharing app facilitating fares between individual drivers and their passengers. The money you pay goes to the driver and Uber takes part of the fare as a commission. In this manner, Uber claims its UberX drivers are not employees but rather third-party providers or contractors.

UberBLACK, UberSUV, and UberTAXI drivers are all commercial vehicles carrying legally mandated levels of liability insurance. The amount of coverage will fluctuate depending on the jurisdiction. Uber does not provide liability insurance to UberBLACK, UberSUV, or UberTAXI.

If you were hurt by an UberBLACK, UberSUV, or UberTAXI, our attorneys will investigate the accident and hold all at-fault parties accountable. Uber, drivers, and their commercial employers may try to pay you as little as possible for your injuries. Do not let yourself be bullied by insurance companies, contact The Cochran Firm, D.C. and let us handle your accident.

What can I sue for after being hurt in an Uber car accident?

The law gives injury victims legal remedy to recover for all the damages they have suffered as a result of someone else’s negligence. By filing an Uber car accident lawsuit, you may be able to recover for your hospital bills, medical expenses, lost wages, pain and suffering, and other damages.

The Cochran Firm, D.C offers free, prompt, and confidential case evaluations to Uber car accident injury victims. If you were hurt in an accident with an Uber driver, contact us for your free legal consultation.

Since we represent our clients on a contingency basis, there are absolutely no upfront costs and we only collect our fees if we obtain a favorable outcome for you and your family. Call us during business hours at 202-682-5800 or at 1-800-THE FIRM (843-3476) to reach us 24 hours a day.

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The Cochran Firm handles Medical Malpractice, Catastrophic Personal Injuries, Motor Vehicle Accidents & Wrongful Death Claims for clients throughout the United States of America. The information on this website does not constitute legal advice nor form an attorney-client relationship. Please contact The Cochran Firm today to schedule a free consultation.
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