Uninsured & Underinsured Driver Coverage

Most U.S. states require that automobile insurance companies offer uninsured / under-insured motorist coverage as a coverage option. Whether a motorist decides to purchase such coverage is a matter of personal choice.

Making an Auto Accident Claim

If you are involved in an auto accident with a driver who is uninsured or underinsured, you can make a claim against your own insurance company if you previously purchased uninsured / under-insured coverage. However, this does not automatically entitle you to receive money from your insurance company, even if you have faithfully paid your insurance premiums.

When you seek compensation from your own insurance company to help cover the many costs of an auto accident, your insurance company’s first goal is to avoid paying on the claim.

This is why auto accident victims seek assistance from a qualified auto accident attorney at The Cochran Firm. The Cochran Firm offers premier plaintiffs' litigation from a diverse group of highly-experienced attorneys who provide superior representation for every client.

According to the Insurance Research Council, 63% of all auto accident claims are paid for by the injured person’s auto insurance company. Fifty-five percent are paid by the other driver’s insurance company. Generally speaking, this means you have an almost equal chance of unexpectedly colliding with the vehicle of a driver who is either underinsured or uninsured.

When to Call an Auto Accident Lawyer

If you are involved in an auto accident with an uninsured or underinsured driver, seek immediate assistance from The Cochran Firm. As one of America's largest personal injury law firms, The Cochran Firm confidently and knowledgeably litigates personal injury or wrongful death cases. Our auto accident attorneys are highly familiar with complex laws and regulations governing auto accident claims. We will fight to protect your rights and obtain the compensation you deserve.

Millions of people die on our nation’s roadways every year due to auto accidents. Whether through the fault of another driver, road hazards, poor weather conditions, or wayward pedestrians, these scenarios become even more complex when one driver is uninsured or underinsured.

If an auto accident happens to you, stay calm, stay with your vehicle, and stay near your phone so you can call your auto accident attorney at The Cochran Firm.

Why not contact the Cochran Firm right now to schedule a free consultation? We have offices nationwide to serve you.